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InCred offers personalized education loan solutions for students pursuing higher studies in India or abroad. With a strong focus on speed, flexibility, and a digital-first experience, InCred provides both secured (collateral-backed) and unsecured loans tailored to a wide range of academic programs at globally recognized institutions.
Indian students pursuing undergraduate, postgraduate, or professional courses in India or overseas
Indian and NRI co-applicants supporting students’ education financing
Students seeking education loan balance transfers for improved terms and flexibility
Personalized application assistance and streamlined processing support
Expert guidance on eligibility, documentation, and collateral requirements
Seamless coordination with InCred’s loan processing team
End-to-end support for Indian and NRI co-applicants, covering both domestic and international study loans
Whether you're beginning your higher education in India or planning to study abroad, InCred Education Loans offer a modern, student-centric financing solution. Here's how you can move forward with ease:
InCred offers:
Secured (with collateral) and unsecured loans, based on your profile and financial needs
Flexible repayment options, including grace period/moratorium
Funding for tuition fees, living expenses, travel, and related costs
With StudyOnLoan’s guidance, we review:
Your course, institution, and academic background
Income and financial profile of your Indian or NRI co-applicant
Collateral availability, where applicable
Prepare and submit:
Admission letter or university offer
Academic transcripts and ID proof
Income and KYC documents of both student and co-applicant
Collateral-related papers (if Check Eligibilitying for a secured loan)
Our experts help you:
Understanding the proposed loan amount, tenure, and repayment plan offered by InCred.
Navigate domestic and international loan rules and NRI co-applicant documentation
Align your financing to fit your career and academic goals
Once verified, InCred issues a sanction letter, and disburses the loan as per your institution’s fee structure and timelines.
Stay informed through every step—receive updates, reminders, and support until your loan is fully disbursed and beyond.
Check eligibility for your InCred education loan through StudyOnLoan and explore student-focused loan options with guided support from admission to graduation.