PNB Education Loans – Trusted Financing for Higher Education
Punjab National Bank (PNB) is one of India’s oldest and most trusted public sector banks, offering structured and government-aligned education loan solutions for students pursuing higher education in India and abroad. With competitive interest rates, transparent policies, and wide branch accessibility, PNB education loans are ideal for students seeking reliable, long-term academic financing.
PNB’s education loan offerings are especially suited for secured loan applicants, subsidy-eligible students, and families preferring public sector banking stability.
PNB Education Loans Cater To
Indian students pursuing undergraduate, postgraduate, professional, and technical programs
Students planning to study in India or overseas
Indian and NRI co-applicants supporting students financially
Students seeking education loan balance transfer from private banks or NBFCs for improved interest rates and repayment terms
Apply Through StudyOnLoan to Benefit From
Personalised assistance in selecting the right PNB education loan scheme
Complete support for documentation, eligibility checks, and collateral evaluation
Expert handling of secured education loans and subsidy-linked cases
Direct coordination with PNB branches and loan officers
End-to-end guidance for Indian and NRI co-applicant structuring
Your Education Loan Journey with PNB
With PNB’s strong institutional framework and StudyOnLoan’s expert guidance, your education loan process remains clear, compliant, and well-managed.
Explore Your Loan Options
Punjab National Bank offers:
- Education loans for studies in India and abroad
- Popular schemes such as PNB Pratibha, PNB Saraswati and PNB Udaan (subject to course and institution eligibility)
- Primarily secured education loans, based on course cost and loan amount
Expense coverage including:
- Tuition and academic fees
- Living and accommodation expenses
- Travel, insurance, and other education-related costs
Apply with StudyOnLoan
We evaluate your:
- Academic background and admission status
- Course, country, and institution eligibility
- Financial profile of the student and co-applicant (Indian or NRI)
Based on this assessment, we guide you to the most suitable PNB education loan structure.
Documentation & Advisory Support
We assist you in preparing and organising:
- Admission or offer letter from the institution
- Academic records and student identity proof
- KYC and income documents of the co-applicant
- Property and collateral documents (for secured loans)
Loan Structuring & Bank Coordination
StudyOnLoan supports you with:
- Loan amount estimation and repayment planning
- Structuring applications involving NRI co-applicants
- Ensuring compliance with PNB lending and valuation guidelines
- Handling balance transfer cases with proper documentation
Sanction & Disbursement
Once approved:
- PNB issues a sanction letter
- Loan disbursement is made as per the university’s fee schedule and academic requirements
We actively follow up until successful disbursement.
Ongoing Support
From application to disbursement and beyond, StudyOnLoan ensures:
- Continuous coordination with PNB officials
- Timely updates and issue resolution
- A smooth and transparent education loan experience
Apply for Your PNB Education Loan Through StudyOnLoan
Choose secure, government-backed, and structured education financing with Punjab National Bank—supported by StudyOnLoan’s expert guidance for a stress-free higher education journey in India or abroad.