Tata Capital Education Loans

Building Futures Through Affordable Education Financing

Tata Capital offers education loans designed to support students pursuing higher studies in India and abroad. Backed by the trusted Tata Group, Tata Capital delivers a customer-first approach with both secured (collateral-backed) and unsecured loan options, competitive interest rates, and flexible repayment structures.

Tata Capital Caters To

Indian students enrolled in undergraduate, postgraduate, or professional programs in India or internationally
Indian and NRI co-applicants supporting students' domestic or international education plans
Students seeking education loan balance transfers to improve interest rates or repayment flexibility

Why Apply Through Study On Loan

Tailored loan solutions with personalized counseling

Quick documentation review and streamlined processing

Direct coordination with Tata Capital’s lending team

End-to-end support for structuring loans with Indian or NRI co-applicants and managing collateral requirements when needed

Your Education Loan Journey

Whether you're preparing for studies at a top Indian institution or heading abroad, Tata Capital Education Loans offer flexibility, transparency, and the strength of a reputed financial brand to support your academic ambitions.

Explore Your Loan Options

Choose from:

Secured loans (with collateral) or unsecured loans, based on your profile and funding needs
Financing for a wide range of programs including engineering, medicine, business, technology, and more
Full coverage for tuition, living expenses, travel, and related education costs

Understand Your Eligibility

Our team at Study On Loan will assess:

Your academic course and institution
Financial documents of the student and Indian or NRI co-applicant
Availability of collateral, if applicable

Submit Required Documentation

Prepare and upload:

Admission letter from a recognized institution
Academic records and identity/address proof
Income and KYC documents of the applicant and co-applicant
Collateral details (for secured loan applications)

Loan Structuring & Advisory Support

We help structure your education loan with:

The right loan amount, repayment tenure, and interest options
Co-applicant guidance for both Indian and NRI profiles
Compliance with domestic and international lending standards

Sanction & Disbursement

Once approved, Tata Capital issues a sanction letter, and disburses funds in coordination with your institution’s schedule.

Ongoing Guidance & Support

Enjoy a transparent and fully supported process—from loan planning to final disbursement—with dedicated assistance from Study On Loan.

Launch Your Academic Dreams
With Tata Capital Financing

Apply for your Tata Capital Education Loan through Study On Loan and access fast, expert-driven financing for your education goals.