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Tata Capital offers education loans designed to support students pursuing higher studies in India and abroad. Backed by the trusted Tata Group. Tata Capital delivers a customer-first approach with both secured (collateral-backed) and unsecured loan options and structured repayment plans.
Indian students enrolled in undergraduate, postgraduate, or professional programs in India or internationally
Indian and NRI co-applicants supporting students' domestic or international education plans
Students seeking education loan balance transfers to improve interest rates or repayment flexibility
Personalized application guidance with dedicated counseling
Quick documentation review and streamlined processing
Direct coordination with Tata Capital’s lending team
End-to-end support for structuring loans with Indian or NRI co-applicants and managing collateral requirements when needed
Whether you're preparing for studies at a top Indian institution or heading abroad, Tata Capital Education Loans offer flexibility, transparency, and the strength of a reputed financial brand to support your academic ambitions.
Choose from:
Secured loans (with collateral) or unsecured loans, based on your profile and funding needs
Financing for a wide range of programs including engineering, medicine, business, technology, and more
Full coverage for tuition, living expenses, travel, and related education costs
Our team at StudyOnLoan will review:
Your academic course and institution
Financial documents of the student and Indian or NRI co-applicant
Availability of collateral, if applicable
Prepare and upload:
Admission letter from a recognized institution
Academic records and identity/address proof
Income and KYC documents of the applicant and co-applicant
Collateral details (for secured loan applications)
We assist you with:
Understanding proposed loan amount and repayment structure
Coordinating co-applicant documentation
Supporting compliance with domestic and international requirements
Once approved, Tata Capital issues a sanction letter, and disburses funds in coordination with your institution’s schedule.
Enjoy a transparent and fully supported process—from loan planning to final disbursement—with dedicated assistance from StudyOnLoan.
Check eligibility for your Tata Capital education loan through StudyOnLoan and explore structured loan options with expert guidance for your education goals.